If you are buying a condominium including a townhome, what will you ask before you buy? 1. How much are the assessments? When are the payments due? What do they cover? What don't they cover? 2. Does the complex have a viable reserve fund for major projects in the future? 3. Are there restrictions on renting? 4. Do the architectural guidelines suit you preferences? 5. What are the rules with respect to pets, flags, outside antennas, satellite dishes, clotheslines, fences, patios, and home businesses? 6. If you're considering an age-restricted community, what is the policy on underage residents?
The more you know in advance, the more likely you'll enjoy your new home and new neighborhood.
excerpt from Community Associations Institute.....
Look what people are saying about Pat Lile..............
from Jeanne and Mark Burnett upon the successful close on the sale of their Woodbury property; ".....thank you very much for all of your work in selling our house. After meeting with other realtors, it was clear from the start that you were the right person to assist us. You were very couteous and professional from the first meeting. You exceed our expectations with regard to your marketing efforts, and ultimately helped us receive a good price in a short amount of time in a very tough market..."
Federal tax liens have such a long reach that even if a beneficiary of an excumbrance with priority status, forecloses on the property that is encumbered by a Federal Tax Lien, the IRS has the right to redeem the property within 120 days from the date of the sale provided for by Title 26, Section 7425(D) United States Code. Needless to say, this may impede a successful sale or the closing on your property.
7 Tips....to keep your mortgage process running smoothly.....
1. Provide requested documentation to your mortgage consultant promptly. Accuracy is important, so please verify all information is correct - your name spelling, social security number, etc. 2. Maintain your credit profile. Avoid large purchases on credit - cars, furniture and appliances - during your loan tracsaction. 3. Make timely payments. Stay currect on all obligations - credit cards, mortgage/rent and utility payments, etc. 4. Protect your cash reserves. Keep your account balances as normal as possible. Sources of large deposits or transfers must be verified. 5. Wait to pay off collection accounts. Delay disputing accounts on you credit and paying off collection accounts until after closing. 6. Avoid job changes. Changing jobs can negatively impact your loan approval. Job stability is required. 7. Avoid changing loan programs mid-process. Share pertinent information from the start so your mortgage consultant can help you select the best program.
If you have any questions about your loan process, please contact me.
Call or email for additional information regarding these properties or selling your property. I am an expert on exhanges, investments, probates, bank owned, commercial, multi-family units, and land. 388 South Lake Avenue, Pasadena, CA 91101 Call: 626 8275151